Joint account for Different bank | Openpay
Joint account for Different bank | Openpay

Shared account with different banks?

Need a shared account, but everyone uses a different bank?

With Openpay, it’s no problem. We make it simple for friend groups, families, and teams to pool money – no matter which bank you use.

Why choose Openpay?

  • Flexibility across all banks: Openpay works with any bank, so you can manage your group’s finances hassle-free. No more banking limitations or complications.

  • Shared account in minutes: Set up a shared account in record time and invite your friends or teammates. No need to use the same bank.

  • Automatic payments: The app automatically collects money from all members and sends friendly reminders to those who haven’t paid.

  • Complete transparency: Keep track of the balance and view all transactions. Openpay ensures full clarity and eliminates misunderstandings.

  • Virtual and physical cards: Use our cards for group expenses, so no one has to front the money or manage receipts.

How it works:

  1. Create a shared account: Download Openpay and set up an account that anyone can join – regardless of their bank.

  2. Invite members: Share an invitation with your group so they can join the account with just a few clicks.

  3. Collect money: Create a “top-up request” to pool funds for shared expenses. Openpay takes care of collecting the amounts automatically.

  4. Pay with one click: Use the virtual card for expenses – perfect for everything from group shopping to bills.

  5. Track balance and spending: The app provides a clear overview of your finances, so everyone knows where the money is going.

The solution to your challenges

Openpay is designed to make group finances simple and seamless. No more struggles coordinating payments or reminding people to contribute. Whether it’s a dinner club, a travel group, or a sports team, Openpay gives you a stress-free experience.

Try Openpay today – the easy way to share money across banks!

My money
Your money

Our money

Want to be among the first to experience the future of shared finances?

Join the waitlist today and get exclusive access when we launch in Spring 2025 👇

Learn more about the app →